A Mortgage Boutique
262 Robert Rose Drive, Murfreesboro, TN 37129
PORTAL.WELOVETPO.COM
Internal Reviews
(0 reviews)
Total loans closed with Loan Factory
4
Total loans closed with Loan Factory (past 12 months)
3
Lender overview
Basic information
Conventional
Home One
Home Ready
Home Possible
FHA
FHA Streamline
FHA 203(k)
Doctor Loan
VA
VA IRRRL
USDA
USDA Streamline
N/A
N/A
Lock policies & Fees
Lock Policies
Locking Hours
9:30am – 6:30am (next day) CST Agency Programs
10:45am – 5:00pm CST Non-Agency Programs
.020 bps per day for 30 days
Yes - aggressive float down policy
All re-lock requests must be submitted to lockdesk@fcmpartners.com to re-lock a loan.
Yes
Lender's niche & Overlays
New Product: Doctor Loan
- Primary Residence Only
- Purchase Transaction
- 30 Year Fixed Rate, 7/6 and 5/6 ARM available
- Max Loan amount $2,000,000
- Max LTV/CLTV 90% & No Mortgage Insurance
- Follow AUS findings with a Max 45% DTI
- Future Income Allowed!!
- Employment may begin up to 90 days after closing
- State License Pending OK!!
- Gift funds are acceptable
Eligible Professions
- Medical Doctor (MD) or (DO)
- Medical Resident/Fellow
- Doctor of Dental Medicine (DMD)
- Dental Resident/Fellow
- Doctor of Dental Surgery (DDS)
- Doctor of Veterinary Medicine (DVM)
- General/Specialized Surgeon
- Podiatrist (DPM)
- Pharmacist
Other Niches:
Investment
second home
home ready home possible
conventional higher loan amounts pricing bonus 350,000 >
best execution model
Fnma
Fhlmc
reduced LLPA
Lender turn time
1
1
1
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